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Financial Services

At Hurley Associates, we use a comprehensive, milestone approach to help you define and work towards your dreams. We see planning as building a relationship with a trusted advisor who makes your best interests their number one priority. When you plan for your future, you build confidence that prepares you for the occasional curve ball life might throw. Regardless of your stage in life, it is important to take control of your destiny and plan for the next steps.

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Four Myths About Comprehensive Planning

Myth #1: comprehensive planning is only for the wealthy.

Many people assume that planning is only important for those who already have a lot of money. The truth is that planning is important for anyone who is concerned with their future financial health. If you want a future filled with long-term success, it is imperative that you have a written plan of action. If you do not have much in savings and are not sure where your money goes, then you need to sit down and develop a budget and a solid plan. Having financial strategies is for anyone who wants a secure financial future.

Myth #2: Comprehensive planning is all about investing.

Investing can be one piece, but it certainly is not ALL about investing. Comprehensive planning includes budgeting, estate planning, insurance, savings and more. Although your plan may begin as a simple commitment to contributing to savings each month, it will become more complex as you progress and likely evolve into a milestone-based plan. Everyone has to start somewhere!

Myth #3: Financial service professions only provide investing and retirement advice.

A good financial planner will take a holistic approach to ensuring you are securing a healthy financial future. Although a big part of a financial planner’s job is investing and portfolio construction, that’s not all they do. Financial planners will help you with all levels of your financial needs, from budgeting to cash flow management, risk identification and mitigation, portfolio construction and estate planning.

Myth #4: Planning only needs to be done once or on an occasional basis.

The purpose of a comprehensive plan is to help you reach your goals while monitoring your progress along the way. Life happens. A marriage, a new child, divorce, death, career moves, inheritances… all circumstances that can precipitate a realignment of your plan so that you don’t lose focus on your goals.